Mortgage calculators, VAT tools, PDF compressors, image editors and more — all free, all instant, no sign-up ever.
From UK-specific finance calculators to everyday PDF and image tools — every tool is free, fast and works instantly in your browser.
Files you upload are processed locally in your browser. Nothing is ever sent to our servers.
All tools give you results in milliseconds. No waiting, no processing queues.
Finance tools use current HMRC tax bands, UK VAT rates and 2025/26 thresholds.
Fully responsive — works perfectly on mobile, tablet and desktop.
Most online tool sites are built for a global audience and get UK-specific details wrong — wrong tax bands, US-centric calculators, outdated VAT rates. Toolskit UK is different.
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Toolskit UK is funded by Google AdSense adverts. You see ads, we earn a small amount per click — so every tool stays completely free for you. No premium plans, no watermarks, no data harvesting.
HMRC updates tax bands every April. We update every tool the same day — so you always get the right figures for the current tax year. All calculations verified against official HMRC guidance.
Add or remove 20%, 5% or 0% VAT instantly. The standard VAT rate has been 20% since January 2011. The registration threshold is £90,000 for 2024/25. Over 1 million UK businesses are VAT-registered.
Calculate monthly repayments, total interest and LTV. Bank of England base rate is 3.75% (April 2026). Average UK house price is £289,000. Typical 2-year fixed rate: 4.2–5%.
Net salary after income tax, NI, student loan and pension. Personal allowance is £12,570. Basic rate 20% up to £50,270. Scottish rates included. All student loan plans supported.
SDLT for first-time buyers (0% up to £425,000), home movers and additional properties. Updated for April 2025 when the nil-rate band reverted to £250,000. 5% additional property surcharge.
Most free calculator sites are American. They use dollars, assume US tax law, and require a sign-up to download results. Toolskit UK is different — every tool is calibrated for the UK market, uses pounds sterling, and follows HMRC guidelines.
Our finance calculators are updated the same day HMRC publishes new tax year rates. When the Chancellor announces Budget changes, our tools reflect them immediately — not weeks later. Every calculation is cross-checked against official HMRC guidance and verified with real examples.
Your money, tax and financial decisions matter too much to get wrong. That's why we clearly label when figures are estimates, link to official HMRC sources, and recommend consulting a qualified adviser for important decisions.
Rates for England/Wales. Scotland has different income tax bands. Always verify at gov.uk or with a qualified adviser.
| Tool | What It Does | Updated | Open |
|---|---|---|---|
| 💷 VAT Calculator | Add/remove UK VAT at 20%, 5% or 0% | 2026 | Open → |
| 🏠 Mortgage Calculator | Monthly payments, interest & LTV | 2026 | Open → |
| 💼 Salary Calculator | Take-home pay after tax, NI & deductions | 2025/26 | Open → |
| 📋 Stamp Duty | SDLT for all buyer types — England & NI | Apr 2025 | Open → |
| 🗜 Image Compressor | Compress JPEG, PNG, WebP — instant download | 2026 | Open → |
| 📐 Image Resizer | Resize to exact pixels, lock aspect ratio | 2026 | Open → |
| 🔢 Word Counter | Words, chars, reading time, social limits | 2026 | Open → |
| 💱 Currency Converter | GBP, EUR, USD and 12 major currencies | 2026 | Open → |
| 📏 Unit Converter | Length, weight, temperature, speed, area | 2026 | Open → |